SEPira(k) was born out of a simple conversation over coffee. Our co-founders, seasoned experts in retirement plan consulting and technology solutions, realized a critical gap in the market: most people with 401(k) plans and IRAs were unaware of their responsibilities under IRS rules and regulations. This lack of knowledge often led to non-compliance and potential financial penalties.
Our CEO's personal experience with these challenges - including a "blown up" plan and hefty IRS fees - fueled our mission. We set out to build a platform that would not only help people manage their retirement plans but also ensure compliance while building tax-deferred wealth.
Who We Are:
Pioneers in Retirement Plan Recordkeeping
With over 100 years of combined experience, the SEPira(k) team has carefully designed a self-administered recordkeeping system that makes navigating the complex world of retirement plans easier for everyone - from beginners to seasoned investors.
Our name, SEPira(k), reflects our comprehensive approach:
SEP: Simplified Employee Pension
IRA: Individual Retirement Account
(k): The "k" in 401(k)
Pronounced "SEP-eye-rak," our name embodies our commitment to simplifying complex retirement solutions.
Our Mission
Our platforms, Lion Trust Accounting and Guardian Solo 401(k), are designed to:
Simplify complex retirement plan management
Ensure compliance with IRS regulations
Provide unparalleled flexibility in investment choices
Offer cost-effective solutions for businesses of all sizes
Our Solutions
Lion Trust Accounting
Lion is the king of self-directed IRA management. Built specifically for self-directed administrators, trustees, and custodians, Lion offers:
Efficient management of alternative assets
Increased account capacity per employee
Streamlined compliance processes
Guardian Solo 401(k)
Guardian is the industry's first dedicated Solo 401(k) recordkeeping solution. It provides:
Comprehensive recordkeeping for self-directed Solo 401(k) plans
Automatic compliance checks to prevent common pitfalls
Innovative features like instant Roth conversions
Both platforms are designed by industry insiders for industry professionals, ensuring that every feature and workflow addresses real-world needs.
Our Audience: Serving a Diverse Financial Ecosystem
Our Values: The SEPira(k) Difference
Our core values guide everything we do:
Join the SEPira(k) Revolution
We're not just another financial software company. We're a team of passionate experts dedicated to transforming the way retirement plans are managed and invested.
Whether you're a solo entrepreneur looking to maximize your retirement savings, a financial advisor seeking to offer cutting-edge solutions to your clients, or a large institution aiming to white-label our innovative platforms, SEPira(k) is here to guide you into the future of self-directed retirement planning.