Guardian 401(k) Recordkeeping Solution
The Premier White-Label Platform for Self-Directed Administrators, Trustees, TPAs, CPAs, RIAs, and Owner-Only Businesses
Customize and Brand as Your Own
The Guardian Solo 401(k) platform is available as a fully customizable white-label solution:
Brand the platform with your own look and feel
Offer a cutting-edge solution under your company name
Differentiate your services in the competitive retirement plan market
Revenue-Sharing Opportunity
The Guardian Solo 401(k) platform is available as a fully customizable white-label solution:
Sell the solution directly to your end users
Receive the larger portion of revenue from annual fees
Enjoy compounding returns as more employers adopt the platform
Set your own pricing for end users, tailoring it to your market
Comprehensive End-User Support
Focus on growing your business while we handle the details:
Full platform support provided for end users
Reduce your operational overhead and support costs
Ensure your clients receive expert assistance and guidance
Record-Keeping Redefined
Our Guardian Solo 401(k) recordkeeping platform is a game-changer in the industry. For the first time, a comprehensive solution is available to manage and track assets, expenses, contributions, distributions, transfers, rollovers, and more with unprecedented ease and accuracy.
Complete Roth conversions in just 18 seconds
No additional charges – it's included in your plan
Eliminate the need for lawyers and weeks of waiting
Instant Plan Documentation
Generate your plan document in under a minute
Access it immediately in your Guardian Solo 401(k) portal
Experience unmatched speed and convenience
Assign funds to various sources: after-tax, pre-tax deferrals, employer contributions, rollovers, and more
Eliminate co-mingled funds and simplify deposit account management
Ensure compliance with precise dollar tracking and allocation
Create and manage IRS-approved plan loans
Track principal, interest, and payment schedules
Choose from flexible payment intervals: bi-weekly, bi-monthly, monthly, or quarterly
Capture the date of first Roth contribution automatically
Accurately track basis, earnings, and portability rules
Ensure tax-free earnings in compliance with IRS regulations
Empowering
Self-Service
Complete onboarding in just 10-15 minutes
Streamline workflows for faster processing
Reduce administrative overhead
Comprehensive Document Storage
Securely store crucial documents: deeds, contracts, receipts, IRS forms
Maintain a complete audit trail for each asset
Satisfy IRS auditor requirements with ease
Flexible Beneficiary Management
Record primary, secondary, and tertiary beneficiaries
Allocate percentages to spouses, individuals, charities, or trusts
Ensure your wishes are accurately represented
Multi-Participant Support
Include up to 40 participants at no extra charge
Perfect for business partners (5%+ ownership) and spouses
Manage multiple participants within a single plan
Direct Banking Integration
Leverage our efficient onboarding forms
Automatically sync applicant data with your CRM
True Portfolio Diversification
Invest in a wide array of IRS-approved asset classes:
Traditional: stocks, bonds, mutual funds
Alternative: real estate, precious metals, private placements
Emerging: cryptocurrencies, mineral rights, and more
Hassle-Free IRS Reporting
Generate IRS Form 5500-EZ and 1099-R at no additional cost
Save time and money on essential compliance documents
Stay ahead of regulatory requirements effortlessly
Comprehensive
Transaction Tracking
Record all transactions directly in the portal
Reconcile income and expenses with ease
Create, manage, and close assets without administrator intervention
Distribution Management
Process distributions with proper IRS reason codes
Automatically track for 1099-R reporting
Empower end-users to manage distributions independently
Ready to revolutionize your retirement plan offerings and boost your revenue?
Contact us today to learn how the white-label Guardian 401(k) solution can transform your business and empower your clients.