Guardian 401(k) Recordkeeping Solution

The Premier White-Label Platform for Self-Directed Administrators, Trustees, TPAs, CPAs, RIAs, and Owner-Only Businesses

Empower your clients and grow your business with our cutting-edge, customizable recordkeeping platform for both end-users and administrators.

Empower your clients and grow your business with our cutting-edge, customizable recordkeeping platform for both end-users and administrators.

Industry-First White-Label Recordkeeping Platform for Solo 401(k) Plans

Industry-First White-Label Recordkeeping Platform for Solo 401(k) Plans

Industry-First White-Label Recordkeeping Platform for Solo 401(k) Plans

Lightning-Fast Roth Conversions in Seconds, Not Weeks

Lightning-Fast Roth Conversions in Seconds, Not Weeks

Lightning-Fast Roth Conversions in Seconds, Not Weeks

Instant Plan Document Generation and Storage

Instant Plan Document Generation and Storage

Instant Plan Document Generation and Storage

Built-in Loan Management System

Built-in Loan Management System

Built-in Loan Management System

Complimentary IRS Form 5500-EZ and 1099-R Generation

Complimentary IRS Form 5500-EZ and 1099-R Generation

Complimentary IRS Form 5500-EZ and 1099-R Generation

Scalable Revenue-Sharing Model for Administrators

Scalable Revenue-Sharing Model for Administrators

Scalable Revenue-Sharing Model for Administrators

Customize and Brand as Your Own

The Guardian Solo 401(k) platform is available as a fully customizable white-label solution:

Brand the platform with your own look and feel

Offer a cutting-edge solution under your company name

Differentiate your services in the competitive retirement plan market

Revenue-Sharing Opportunity

The Guardian Solo 401(k) platform is available as a fully customizable white-label solution:

Sell the solution directly to your end users

Receive the larger portion of revenue from annual fees

Enjoy compounding returns as more employers adopt the platform

Set your own pricing for end users, tailoring it to your market

Comprehensive End-User Support

Focus on growing your business while we handle the details:

Full platform support provided for end users

Reduce your operational overhead and support costs

Ensure your clients receive expert assistance and guidance

Unparalleled Efficiency

Unparalleled Efficiency

Record-Keeping Redefined

Our Guardian Solo 401(k) recordkeeping platform is a game-changer in the industry. For the first time, a comprehensive solution is available to manage and track assets, expenses, contributions, distributions, transfers, rollovers, and more with unprecedented ease and accuracy.

Roth Conversions at the Speed of Light

Roth Conversions at the Speed of Light

Roth Conversions at the Speed of Light

Say goodbye to lengthy, expensive Roth conversion processes. With Guardian Solo 401(k):

Say goodbye to lengthy, expensive Roth conversion processes. With Guardian Solo 401(k):

Say goodbye to lengthy, expensive Roth conversion processes. With Guardian Solo 401(k):

Complete Roth conversions in just 18 seconds

No additional charges – it's included in your plan

Eliminate the need for lawyers and weeks of waiting

Instant Plan Documentation

We've revolutionized the plan setup process:

We've revolutionized the plan setup process:

Generate your plan document in under a minute

Access it immediately in your Guardian Solo 401(k) portal

Experience unmatched speed and convenience

Advanced Features

Advanced Features

Sophisticated Fund Management

Sophisticated Fund Management

Assign funds to various sources: after-tax, pre-tax deferrals, employer contributions, rollovers, and more

Eliminate co-mingled funds and simplify deposit account management

Ensure compliance with precise dollar tracking and allocation

Innovative Loan Management

Innovative Loan Management

Create and manage IRS-approved plan loans

Track principal, interest, and payment schedules

Choose from flexible payment intervals: bi-weekly, bi-monthly, monthly, or quarterly

Seamless Roth Contributions

Seamless Roth Contributions

Capture the date of first Roth contribution automatically

Accurately track basis, earnings, and portability rules

Ensure tax-free earnings in compliance with IRS regulations

User-Centric Design

User-Centric Design

Empowering
Self-Service

Complete onboarding in just 10-15 minutes

Streamline workflows for faster processing

Reduce administrative overhead

Comprehensive Document Storage

Securely store crucial documents: deeds, contracts, receipts, IRS forms

Maintain a complete audit trail for each asset

Satisfy IRS auditor requirements with ease

Flexible Beneficiary Management

Record primary, secondary, and tertiary beneficiaries

Allocate percentages to spouses, individuals, charities, or trusts

Ensure your wishes are accurately represented

User-Centric Design

User-Centric Design

Multi-Participant Support

Include up to 40 participants at no extra charge

Perfect for business partners (5%+ ownership) and spouses

Manage multiple participants within a single plan

Direct Banking Integration

Leverage our efficient onboarding forms

Automatically sync applicant data with your CRM

True Portfolio Diversification

Invest in a wide array of IRS-approved asset classes:

Traditional: stocks, bonds, mutual funds

Alternative: real estate, precious metals, private placements

Emerging: cryptocurrencies, mineral rights, and more

Advanced Features

Advanced Features

Hassle-Free IRS Reporting

Generate IRS Form 5500-EZ and 1099-R at no additional cost

Save time and money on essential compliance documents

Stay ahead of regulatory requirements effortlessly

Comprehensive
Transaction Tracking

Record all transactions directly in the portal

Reconcile income and expenses with ease

Create, manage, and close assets without administrator intervention

Distribution Management

Process distributions with proper IRS reason codes

Automatically track for 1099-R reporting

Empower end-users to manage distributions independently

Ready to revolutionize your retirement plan offerings and boost your revenue?

Contact us today to learn how the white-label Guardian 401(k) solution can transform your business and empower your clients.